If you are a person who is “not good” with money, it isn’t a permanent trait. If you are tired of robbing Peter to pay Paul, help is available. Solving your money problems or even excelling at budgeting will not happen overnight and will be challenging. However, online classes exist that can help with the way you see money and budgeting. This free help may be exactly what you need to start a better life.
Free Classes are available online. This site includes courses that can help you take control of your money. Some lectures on the site are video and some can be printed. Site topics are for any age group because they have a variety of classes for many situations. Some classes listed cover very basic financial topics and some cover more advanced topics. These advanced topics include investing for the future, reducing your debt, financing your home, retirement, and others. Some basic topics include budgeting, introductory planning, an introduction to simple and compound interest. Other topics covered include finances and your iPhone, life insurance and death probabilities, and investing.
There is another site that has good personal finance courses. A reason these differ from the other site is that these may not be free courses, but some are. They are courses from some names that you will recognize. Included is a course from Dave Ramsey, Suze Orman, and several other prominent names. These courses can help your money management skills and help realize your past saving and spending patterns. This information can help you build a successful future. These courses may cost you money in the short run, but save you a lot of money in the long run. Some of these courses also help you understand what goes into your credit score and how you can improve it. The importance of a good credit score is inextricably linked to how you view and manage your finances. Sometimes, it is hard to know which came first: good money management or a good credit score.
Even if they are not free, these courses can help. Being in control of your money can make you feel “10 feet tall and bulletproof”. It can help you not dread looking at your budget/checkbook.
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